Mortgage Lenders & Prequalification Information
Unless you are a cash buyer, the first step in buying any home is finding a mortgage lender and getting prequalified. In fact, most sellers in today’s market insist upon a prequalification letter before accepting a contract offer. The prequalification process also enables you to establish your realistic financial goals and limitations before you begin your home search so that you and your Realtor® can work together as a team to find you the right home at the right price. To begin that process you might want to sit down with two or three lenders of your choice to make sure you find one who’s a good fit for you as a borrower and offers the loan product you require, whether that be conventional, FHA, VA, USDA or other mortgage product. We have provided for your convenience below a few lender names with contact information that some of our clients have previously worked with in this area. You are encouraged however to fully explore all of the options, products and lenders available to you in the marketplace and make your own decision on which one is best for you.